Arkansas  Mortgage 
1-501-951-0306
Arkansas  Mortgage 
1-501-951-0306

FREE CONSULTATION
Have one of the professional loan consultants from The Mortgage Bank of Arkansas  help you find the best loan to fit your financial needs.
 >> more info
 
MORTGAGE CALCULATORS
Find ways in which you can save money. I figure your payments, find out if you should rent or buy, etc.
 >> more info
 
PREQUALIFICATION

Find out if you can afford that dream home you always wanted.  Fill out or short form and one of our professional Loan Consultants will be in contact with you to find the best program to fit your needs.
  >> more info

TMBA IN THE NEWS

FREE CONSULTATION
Have one of the professional loan consultants from The Mortgage Bank of Arkansas  help you find the best loan to fit your financial needs.
 >> more info
 
MORTGAGE CALCULATORS
Find ways in which you can save money. I figure your payments, find out if you should rent or buy, etc.
 >> more info
 
PREQUALIFICATION

Find out if you can afford that dream home you always wanted.  Fill out or short form and one of our professional Loan Consultants will be in contact with you to find the best program to fit your needs.
  >> more info

TMBA IN THE NEWS

Commercial Loans

Commercial Debt Ratios
When analyzing the personal budget of a borrower, lenders use two different debt ratios to determine if the borrower can afford his obligations.

Commercial Debt Service Ratio
The most important ratio to understand when making income property loans is the debt service coverage ratio.

Commercial Lending Ratios
Most of real estate lending can be boiled down to the results of three ratios, which are described in this article.

Commercial Loan Checklist
This list will help you identify the types of information a banker will need to make an informed decision about your business.

Commercial Loan to Value Ratios
The loan-to-value (LTV) ratio is probably the most important of the 3 underwriting ratios.

Commercial Property Types
Listed in this article is a partial list of properties that require commercial financing.

Commercial Underwriting Guidelines
Commercial Financing is underwritten on a case by case basis. Every loan application is unique and evaluated on its own merits, but there are a few common criteria lenders look for in commercial loan packages.

Financing Options
Research credit lines and other financing approaches.

Questions to Ask Yourself
This article poses several questions related to commercial financing.

Ten Myths and Facts about SBA
This article separates commercial lending facts from myths.