This calculator figures your principal balance after any number of payments. Input the beginning principal amount, interest rate, length of the loan and the number of payments made in years to analyze. This information can be helpful when analyzing an adjustable rate product. For example, after your initial loan term, your balance will reamortize to the adjustable rate. Therefore, you can take the principal balance and use our payment calculator to analyze your new payment at various interest rates. Loan Information       Zip Code     Loan Amount ($)     Loan Term (Years)     Interest Rate     Payments Made (Years)         The results displayed above are only estimates and cannot be used to determine actual loan costs or be used as a guarantee. Please consult your tax advisor for information on the deductibility of interest for tax purposes. Refinancing or taking out a home equity loan or line of credit may increase the total number of monthly payments and the total amount paid when comparing to your current situation.